7 Ways to Save Money


Saving money… Something every teen wants to do but is nearly impossible. You want to stop spending but all those apps, games, fast food, etc. are so tempting! Saving money takes a lot of effort, and don’t say “Yeah this’ll be easy if I follow the instructions.” THIS DEPENDS ON YOU! You are the only one that can make a difference so don’t wuss out on me. Now that we got that over with, here are 7 ways you can start saving money.

1. Slowly deposit money into your account
Start paying yourself! Either save them the old fashion way and put them in some kind of container OR if you have a job and have savings account, arrange a portion of all your earnings to be deposited into your account. You can’t spend your money if everything gets dumped into the savings account. It’s easier than getting an extra job to save money and best of all…It’s automatic! Just do your job and it goes straight to your savings!

2. Keep a budget & record your expenses
It’s simple to say that you’ll save money but if you aren’t prepared, costs can easily sneak up on you. Set an amount you can use to spend on necessities that also ties in with your income (or money you get from chores n’ stuff). You need to be able to see how much you’re spending to really make a difference. Make sure that you are paying clear attention to EVERY detail about your expenses. Which leads us to our next step… ↓↓↓ (just in case it comes up as a blank square, the symbol means to go down)

3. Spend money only on absolute necessities
ONLY BUY WHAT YOU NEED. Whether you want Star Bucks or if you want to spend that last $7 on an app that you want. If you want to save money DO NOT buy them. Only buy the things you need! Which in this case (cuz this is directed at teens) don’t buy anything unless your life depends on it. Most of you still live with your parents right? Until you get a job, or you turn 18, only buy the things you need. Take every single REASONABLE opportunity to save money. It’s good to save money but just remember not to go overboard and just live in their house without actually helping.

4. Get rid of expensive addictions
Stop buying things you are addicted to like apps and video games. Games are fun, that’s what they’re meant to do; they bring us joy. But there is a fine line between having fun and just wasting money. You could be saving that money. This is both an easy and a hard way to save money. There’s also the fact that there are in-app purchases for  addicting games such as the premium currency. You have to resist the urge to press that buy button, otherwise that’s another $5-$20 dollars down the drain for something that’s not even real.

5. Stop getting Starbucks
I personally know a lot of people that love Starbucks, myself included. I also know a lot of people that buy Starbucks even if it is out of their budget. Let me cut to the chase, YOU DON’T NEED STARBUCKS. It hurts not getting your mocha frappe or cappuccino etc., but you need to save money! If you only have $6 dollars to your name don’t spend it on coffee! If you really “need” it and you can afford it, just buy one of the large  packs of ground coffee they sell in Walmart. you’ll get more for much less.

6. Have fun for cheap or for free
You don’t need to spend money to have fun (although it can be challenging). You could partake in some outdoor activities with your friends or even just explore around town! Maybe you could play sports (Only in some places because , IT’S HOT RIGHT NOW IN VEGAS), or just hang out and watch TV! You could even watch a movie or play with one of the apps you already bought. You don’t have to spend money on everything.

7. Sell what you no longer need 
What a lot of people don’t know is that they have extra things they don’t need. For example, there are those extra clothes that you don’t want or can’t fit in anymore. You think of the memories or think about a situation of when you can use them. If it’s something extra that you don’t use, you could sell it on eBay! There are a lot of opportunities we don’t even notice to make money.

Change takes time
Just saving on some games and not buying indulgences for a week isn’t going to make a difference. You have to be consistent when saving money. I know most people would be a bit impatient, but don’t get discouraged. Results aren’t going to happen immediately. The moment you stop, it becomes nearly impossible to get back in the zone. Some with enough effort can get back in, but it requires you to start from step 1 again. It’s like making a new habit, it’s hard to keep on going because you’re not used to it, but the more we do it, the more it becomes natural. If you stop doing it you don’t feel motivated to go back into it again.

Well those are my 7 ways to save money! I hope you found these useful. Keep in mind these are SUGGESTIONS. None of them are guaranteed to work but these have shown to help people. YOU have to put in the effort to make this work. Thank you for reading!

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  1. Carmen Sakurai says:

    Great ideas, Joshua! I know when I was your age, saving money was the last thing on my mind… lol. So proud of you!

  2. I like your blog! 🙂